Temporary health insurance is also known as short-term health insurance plans or short-term medical insurance, is an insurance policy valid only for a limited period of time. Health insurance is defined as a type of insurance plan in which the insurer company covers all the payment of the treatment and cost of medicine of an insured person in case he gets ill or faces an accident. There are several plans available in the market like individual or family health insurance plans. Various persons choose various types of plans according to their and their family’s needs. Temporary health insurance provides ideal protection for persons who are in-between jobs, employed part-time, waiting for permanent health insurance to commence, attending school or recently graduated, and temporarily without health insurance for any reason.
Temporary health insurance provides a person the freedom of choosing a doctor of his choice for his own treatment. They also reduce the tax rates and saves money for the insurer. A person who is under 65 years of age or is over 19 (sometimes 25) years of age is eligible to apply for temporary health insurance plan. In this type of insurance the insurer can be a governmental organization or a private firm depending upon the jurisdiction of a country. The time period of the temporary health insurance can vary from 30 days to 360 days again depending upon the choice of the customer. It has been found that temporary health insurance is quite better than permanent health insurance for a person can change the policy any time he wants and he is given more freedom in this kind of insurance.
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